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Legal Centre

Clear policies for using DIGI CardFolio.

Find the policy that applies to your account, information, public profile, shared content, business tools, contacts, reports or support request.

What these policies cover

  • DIGI CardFolio lets users create digital profiles, organise contacts, share content, run bookings, attendance and retailer campaigns, use wallet passes, and track personal or group habits.
  • Users and businesses remain responsible for the accuracy, lawfulness, and proper use of the content, contacts, messages, Polls, bookings, attendance, rewards, campaigns, invitations and public sharing they initiate.
  • We collect and use data needed to operate the service, including account, profile, contact, shared-content, booking, attendance, campaign, wallet, invite, analytics, moderation, and Habit Tracker information.
  • We may remove violating content, suspend abusive accounts or campaigns, limit access, or reject fraudulent reward, booking, attendance, invite, Poll or check-in activity.
  • Apple Wallet, Google Wallet, Stripe, email providers, hosting providers, and other third-party services may process data under their own terms and policies.

Legal policies

Choose the policy that applies to your account, public profile, content, contacts, business tools, support request or use of the platform.

Last updated: 10 Sep 2026

Privacy Notice

We collect the information needed to operate digital profiles, saved contacts, shared content, business tools, wallet passes, and Habit Tracker features. Some profile, contact, message, Poll, bookin

Last updated: 10 Sep 2026

Terms of Service

You are responsible for your account, public content, saved contacts, shared content, business tools, wallet use, and Habit Tracker activity. Businesses remain responsible for their own services, ev

Last updated: 10 Sep 2026

Acceptable Use Policy

No scams, fraud, impersonation, malware, spam, or unlawful activity. No fake rewards, fake campaigns, fake bookings, fake attendance or check-ins, QR misuse, abusive invitations, deceptive Words for

Last updated: 26 Jun 2026

Content & Impersonation Policy

No impersonation or misleading identities. No deceptive merchant, campaign, profile, or wallet branding.

Last updated: 26 Jun 2026

Username & Reserved Names Policy

Some usernames are restricted to prevent impersonation or confusion. Reserved names may include public figures, banks, brands, and platform system names.

Last updated: 26 Jun 2026

Copyright / DMCA Policy

Do not upload or use infringing content. Rights holders may submit takedown reports.

Last updated: 26 Jun 2026

Abuse & Takedown Reporting Policy

Report scams, impersonation, abuse, harmful campaigns, or policy breaches through our contact channels. We may investigate, limit, remove, or preserve content and logs as needed.

Last updated: 26 Jun 2026

Account Security Policy

You are responsible for securing your login, device, and wallet access. Notify us promptly if you suspect compromise.

Last updated: 26 Jun 2026

Cookies & Local Storage Notice

We use cookies, local storage, and similar technologies to run the platform and remember settings. Security, analytics, and session features may rely on them.

Last updated: 26 Jun 2026

Affiliate & Monetization Disclosure Policy

Some profiles, campaigns, or content may include sponsored, affiliate, or commercial links. Users and retailers remain responsible for their own disclosures where required.

Last updated: 26 Jun 2026

Platform Moderation & Enforcement Policy

We may investigate, restrict, remove, or suspend content and accounts where necessary. Moderation may involve automated checks and human review.

Last updated: 26 Jun 2026

Platform Liability Shield for External Links

We are not responsible for third-party destinations, merchant fulfilment, or third-party wallet outages. Public links, QR destinations, rewards, and habits are used at the user's own risk.

Last updated: 26 Jun 2026

Fair Use & Resource Limits Policy

We may impose limits on feature usage, storage, invitations, scans, exports, or automation. Abusive or excessive use may be limited or suspended.